uob personalized banking
uob personalized banking
Blog Article
UOB Lender delivers various private banking solutions meant to satisfy the financial desires of individuals. Underneath is an extensive overview to assist you to recognize The important thing features and offerings.
Forms of Accounts
Savings Account: This account helps you to get monetary savings though earning curiosity.
Capabilities: Easy access, curiosity earnings, nominal service fees.
Advantages: Safe and sound spot for your funds, prospective expansion by means of curiosity.
Latest Account: Perfect for every day transactions and controlling charges.
Options: Checkbook facility, overdraft protection.
Advantages: Practical for regular payments and withdrawals.
Fastened Deposit Account: For people wanting to earn greater interest prices above a fixed time period.
Functions: Mounted phrase deposits, larger curiosity charges when compared with personal savings accounts.
Positive aspects: Safe expenditure selection with predictable returns.
Loans
Individual Financial loans: Unsecured financial loans that could be utilized for numerous functions like education or dwelling renovation.
Forms:
Installment Loans
Credit Strains
Added benefits: Versatile repayment terms, aggressive curiosity fees.
Household Loans: Personalized alternatives for acquiring property or refinancing present mortgages.
Styles:
Mounted Price Dwelling Financial loan
Floating Charge Dwelling Financial loan
Advantages: Distinctive strategies to suit particular person wants, attractive costs.
Credit Cards
UOB delivers a range of charge cards catering to different life and expending behavior:
Benefits Cards: Generate details on each invest in which can be redeemed for presents or journey miles.
Cashback Playing cards: Get cash rebates on every day expending including groceries and eating out.
Vacation Playing cards: Particular Added benefits like air miles accumulation and vacation insurance policy protection.
Financial investment Providers
For individuals keen on growing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by industry experts. * Suitable for lengthy-phrase advancement objectives.
Structured Deposits * Combines the attributes of standard deposits with expenditure products and solutions. * Likely higher returns but with some risk concerned.
Insurance policy Merchandise
To guard by yourself and Your loved ones in opposition to unforeseen occasions:
Lifestyle Insurance policy * Provides financial stability in the event of Loss of life or vital sickness. * May also serve as a savings Software depending upon the coverage picked.
Well being Insurance coverage * Handles clinical bills which includes hospitalization expenses. * Important for mitigating substantial healthcare prices.
Digital Banking Solutions
Benefit at your fingertips by way of digital platforms:
World-wide-web Banking
Lets you handle your funds on the internet:
View account balances and transaction heritage
Transfer funds concerning accounts or pay out bills
Make an application for new products (financial loans/bank cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply individualized banking options that cater specially website to person necessities while making certain usefulness and stability in all transactions.